Digital River Visa Electron Card Information / FAQ Digital River Visa Electron卡信息/常见问题解答

RegNow is pleased to announce an improved and innovative payment option for software vendors and affiliates! RegNow很高兴向软件发行商和代销商推出一个革新改良的支付选项！

Do you want a Digital River Visa Electron Card? You can apply here. 您想要Digital River Visa Electron卡吗？您可在这里申请。

The Digital River Visa Electron Card will allow you to receive money quickly, securely and conveniently in a way never before possible. Digital River Visa Electron卡将让您以前所未有的快捷、安全和便利方式接收付款。

Benefits of the Digital River Visa Electron Card include: Digital River Visa Electron卡的优点包括：

Withdraw your payments from virtually any ATM machine worldwide. More than 945,000 Visa/PLUS ATMs in more than 150 countries!
在全球几乎所有的自动柜员机上取款。Visa/PLUS自动柜员机在150多个国家里有超过945,000台！
Use your Virtual Visa number to make online purchases wherever Visa is accepted.
用您的Visa有效号码在任何接受Visa的网站进行线上交易。
Use your Visa Electron Card to make purchases at select Visa merchant terminals.
在特约Visa商业终端机使用您的Visa Electron卡进行购买。
Send and funds instantly and easily to and other ePassporte account holders.
向其他ePassporte账户持有人即时轻松地转帐或提供资金。
No need to have a bank account to receive money.
无需银行账户即可接收货款。
Very fast payment option, usually faster than a wire transfer!
特快的支付选项，通常比电汇更快。
Less expensive than a wire transfer in most cases.
通常比电汇便宜。
Your money is securely deposited in a US Dollar account until you withdraw it.
您的资金安全地存放在美元账户里等您取出。
Real time online access to your account balance and transaction history.
提供账户余额和交易历史的实时网上查询。
A personalized Visa Electron card with your embossed name.
一张印有您的尊姓大名的Visa Electron卡。
Secure access to your money!
安全地使用您的资金！

The bank fees associated with this payment option are outlined below: 支付选项的相关银行费用概要如下：

One time Set-up and Delivery fee: $55.00
一次开户和寄送费：$55.00
Value Load fee: $5.00 (charged each time we transfer money to your card)
打款充值费：$5.00（每次转入款项到您卡上时所收取的费用）
ATM Withdrawal fee: $2.00 per transaction (charged each time you withdraw money from an ATM machine)
自动柜员机取款费用：每笔交易$2.00（您每次从自自动柜员机上取款的手续费）
Annual fee: $55.00 per card (automatically deducted from your card's account each year)
年费：每张卡$55.00（每年自动从您的卡账户里扣除）

Any additional fees (such as for a replacement of a lost card) are completely outlined in the Terms and Conditions you will receive when you request the card. 所有额外费用（如补办丢失的卡）在您申请卡时收到的Terms and Conditions里有概要说明。

Please note that the owners of ATM machines may charge a small fee to use their machine (usually between $1.00 and $1.50.) This fee is in addition to any fees outlined above, and you will be informed of the machine's fee before you make your withdrawal. 请注意，自动柜员机所有者可能对机器的使用收取小额费用（通常介于$1.00和$1.50间），此费用不在上述的费用之内，您会在取款前看到机器收费的通知。

Initially, ATM withdrawal limit is set to $500 per However, if your balance is over $1000 you may contact s customer service department to request a higher ATM withdrawal You will be required to fax a government issued ID to ePassporte to verify yourself when you make this request. 在初始时，自动柜员机每天取现限额$500 ，但是如果您的余额超过$1000，您可以联系客服部门要求更高的自动柜员机取款额上限。您将需要把您的官方证件ID传真至ePassporte以便查验。

Also, most ATM networks allow you to withdraw a maximum of $1000 per day. Given this, you may not be able to withdraw all of your money in a single transaction or in a single day. As a consequence, this payment option may not be convenient for software publishers and affiliates with more than $10,000 in monthly sales as obtaining all of your money may be time consuming and more expensive than a wire transfer. 同样，大多数的自动柜员机网络允许每日取现最高限额$1000，鉴于此，您可能无法在一次交易或一天内提取全部金额，所以对于那些月销售超过$10,000的软件发行人和代销商来说，这种付款方式未必便利，因为全额提取的话可能既耗时又比电汇昂贵。

Please take a moment to review this information and consider its benefits. If you decide that this payment option is right for you, please login to your account and request a card today! To request a card, just follow the step-by-step instructions here. 请花几分钟来看看这些信息和考虑一下本卡的优点，如果您觉得该支付选项适合您，请登录您的账户立刻申请。申请办卡只需按照这里的步骤说明。

We look forward to working with you and providing you with this exciting new service. If you have any additional questions about this payment option please email payments@regnow.com and we will be happy to assist you.我们期待与您合作，为您提供令人振奋的新服务。如果您对该支付选项有任何其他问题，请发邮件至payments@regnow.com，我们将很乐意为您提供帮助

Frequently Asked Questions – 常见问题解答——

Question: Do I need a bank account to use the card? 问：使用Visa Electron卡需要银行账户吗？

Answer: No - you do not need a bank account to use the card. All you need is a payment card and access to an ATM machine to receive your money. 答：不用——使用该卡不需要银行账户。您需要的是一张支付卡和找到自动柜员机就可以接收付款了。

Question: Do I need to submit any documentation to apply for a card? 问：申请此卡时需要提交什么文件吗？

Answer: No - however, if you receive a payment that is more than $5000, or your balance ever exceeds $5000, ePassporte will request you to fax a government issued ID (such as a passport) to them. More information about this can be found in the Terms and Conditions you will receive when you request a card. 答：不需要——但是，如果您收到超过$5000的付款，或者您的帐上余额多于$5000，那么ePassporte会要求您把官方证件（如护照）传真给他。条款和条件里有更多该方面的信息，您可在申请卡时获得。

Question: What currency will I receive my money in? 问：我收到的付款是何种货币？

Answer: You will receive your money in the currency that the ATM machine provides, which is generally the currency of the country that the ATM machine is located in. When you make your withdrawal, the amount you withdraw will be converted into the ATM's currency at very competitive exchange rates. 答：您收到的付款是自动柜员机上提供的币种，通常为自动柜员机所在国家的货币。在您取现时，提款额将会以十分优惠的汇率兑换成自动取款机上的货币。

Question: Will the ATM card work in my country? 问：Visa Electron卡可以在我国的自动柜员机上使用吗？

Answer: Yes - the ATM card will work in almost every country in the world. There are more than a 945,000 ATM machines throughout the world that will accept your card. Any ATM machine that displays the Visa logo or the PLUS logo will accept the card. 答：可以——这张卡几乎在世界上所有国家都可用。全球有超过945,000台自动柜员机机器接受您的卡，任何带有Visa或PLUS标识的自动柜员机都接受该卡。

Question: Can I use my card for credit card purchases? 问：购物时，Visa Electron卡能作为信用卡使用吗？

Answer: YES - when you open your account, you will receive a Virtual Visa number that you can use for ALL online purchases. Your Visa Electron Card can also be used for point-of-sale transactions at select Visa merchant terminals worldwide. 答：可以——开户时，您会获得适用于所有网上购买的Virtual Visa号码，您的Visa Electron还可以在有全球特约Visa商业终端机的商店交易中使用。

Question: Can I get a second card for my spouse, relative or friend? 问：我可以为我的配偶、亲戚或朋友办理副卡吗？

Answer: Only one card can be issued per account, we are unable to issue a second card for any account. 答：每个账户只能开设一张卡，我们无法为任何账户办理副卡。

Question: What happens if I do not withdraw my money right away? 问：如果我没立刻提取我的款项，会怎样呢？

Answer: Nothing - you are not required to withdraw all or any of your money immediately. You can let your money remain in your account indefinitely. Your account balance will be securely held (in US Dollars) until you decide to withdraw it. 答：没事——我们不要求您立刻提取全部或部分款项。您可以把您的钱一直留在账户上，您的账户余额将会被安全保留（币种：美元），直至您将其取出。

Question: What if I decide later that I no longer want to receive payments through the payment card? 问：要是我不想再用Visa Electron卡接受付款了，该怎么办？

Answer: No problem - just change your payment option in your account and you can begin to receive payments through another option. You can keep your card so you can still access any remaining money in your account or if you decide to use the Visa Electron Card payment option again in the future. 答：没问题——只需在您的账户里更改您的支付选项，便可以开始用另一个选项接收付款了。您可以保留该卡，这样您可对卡中的余额一直享有使用权，或者留待将来您想再用Visa Electron卡这种支付选项时使用。

Question: Will my Visa Electron Card expire? 问：我的Visa Electron卡会过期吗？

Answer: For security reasons, your Visa Electron Card will automatically expire on the date printed on the card. This date is 2 years from the time the card is issued. Before your card expires, a new card will be sent to you with a new expiration date. 答：出于安全考虑，卡上所印的截止日期到来时，您的Visa Electron卡将自动失效。卡的有效期自卡发行日起为两年，您卡到期之前，您将会收到一张带有新的有效日期的新卡。

Question: How do I access my balance online, change my card's PIN or view my transaction history? 问：我如何进入我的网上账户、修改我的卡密码和查看我的历史交易记录？

Answer: You will be provided with a special URL in the documentation with your card where you can login to view your transactions, print your statements, and change your PIN. 答：在接收卡的同时，您会收到一份含有特殊链接文件，通过此链接，您可以登录查看您的交易情况、打印报告单和修改密码。

Question: Who do I contact if I have additional questions? 问：如果我还有其他问题，我应当与谁联系？

Answer: Please send an email to payments@regnow.com and we will be happy to assist you! 答：请发邮件至payments@regnow.com，我们将很乐意为您提供帮助。

Question: What is the process for requesting a card? 问：Visa Electron卡的申请流程是怎样的？

Answer: The process for requesting a card is simple. Here are the steps: 答：卡的申请程序很简单，步骤如下：

Log into your account and go to the ePassporte application page.
登录您的账户并进到ePassporte 申请页面
Your request will be submitted for review. The review process takes a few business days to ensure that your account is in good standing. Upon completion of the review process you will receive notification by email.
提交申请以便审查。为确保您的账户信誉良好，审查过程需几个工作日。审查一旦完毕，您会收到邮件通知。
After your request has been approved, your new card request will be sent to ePassporte for creation and shipment. Within 24 hours, you will receive instructions from ePassporte by email about how to login to your ePassporte account and obtain your Virtual Visa number for online purchases. You should receive your card in the mail within 2 - 4 weeks after it has been ordered.
申请通过之后，新卡的制作和寄送请求将会发送给ePassporte。24小时内，您会收到来自ePassporte的邮件，指导您如何登录您的ePassporte账户以及如何获得线上交易的Virtual Visa号码。您会在卡订购后的2至4周内收到邮寄过来的卡。
After you have received your card in the mail, login to your account and change your payment option to Visa Electron Card. You will begin to receive your payments through your Visa Electron Card beginning with the next payment cycle.
在您收到邮寄过来的卡后，登录您的账户并把支付选项改为Visa Electron卡，这样您便可在下一轮支付中开始使用Visa Electron卡来接收您的付款。